PlaneTrip partner offer
Travel insurance, made simple
Compare common coverage options and access PlaneTrip’s partner discounts before your next trip.
01 · Understand the need
Why travel insurance matters
A trip is easier to enjoy when the practical risks have already been considered. Travel insurance can help with entry requirements, unexpected medical costs, and disruptions away from home.
Entry requirements vary
Some destinations ask travelers to show proof of medical insurance during a visa application or when entering the country.
Protection goes beyond medical care
Depending on the policy, coverage may also include luggage, flight changes, missed connections, and travel assistance.
Healthcare costs change by destination
Medical care that is affordable in one country can be significantly more expensive in another, making suitable coverage an important part of the travel budget.
02 · Compare the paths
Three common ways to get covered
The right option depends on how often you travel, how the trip was purchased, and how much flexibility you need.
Private insurance with international coverage
Some domestic private insurers offer international extensions for frequent travelers.
These plans can cost more and may offer less trip-specific customization.
Insurance provided by a bank card
Some credit cards include travel insurance when the trip is purchased with that card.
Confirm who is covered, the trip-length limit, and the policy conditions before relying on it.
Specialist travel insurance
Travel insurance providers build policies around destinations, activities, and individual trip needs.
Compare the medical, cancellation, luggage, and assistance coverage that applies to your itinerary.
03 · Review the offers
PlaneTrip partner offers
Review both specialist providers and choose the policy that best matches your destination and type of trip.
Intermundial
10% offTravel insurance for a wide range of trips
With more than 25 years of experience, Intermundial offers policies for different travelers and destinations, including options for medical expenses, trip cancellation, and lost luggage.
PLANETRIP10IATI Insurance
5% offCoverage adapted to different travel styles
IATI offers travel insurance for business, tourism, and adventure trips, with a range of coverage options for different traveler needs.
04 · Check the details
Questions before you buy
Coverage varies by provider and destination. These answers clarify the most common questions before you request a quote.
Travel insurance protects you from unexpected problems and expenses that can arise while you are traveling, whether for vacation or work. This includes situations like:
- Getting sick
- Having an accident
- Your trip being canceled or delayed
- Issues with your luggage, such as losing it or it getting damaged.
- Medical coverage and assistance at the destination.
- No need to advance money.
- Interpreter service.
- Protection of luggage and other personal effects, whether due to loss or delay.
- Civil liability.
- Provides protection and assistance throughout all stages of any international trip due to unforeseen health setbacks that could affect your budget.
- Financial Protection against Medical Emergencies: The cost of medical care abroad can be exorbitant. Travel insurance can cover unexpected medical expenses due to illness or accidents.
- Coverage for Medical Evacuation and Repatriation: In severe cases, insurance can cover the costs of emergency medical evacuation or repatriation to your home country.
- Coverage for Trip Cancellations or Interruptions: If you need to cancel or shorten your trip due to personal emergencies, illness, or other unforeseen circumstances, insurance can reimburse non-refundable expenses.
- Luggage Protection: Insurance can cover the loss, theft, or damage of your luggage and personal belongings during the trip.
- Assistance in Emergency Situations: Many travel insurances offer 24/7 assistance services, providing support in emergency situations, such as loss of documents or legal advice.
- Peace of Mind: Knowing that you are covered in case of unforeseen events allows you to enjoy your trip with greater peace of mind.
- Legal or Visa Requirements: Some countries require visitors to have valid travel insurance to enter, especially in the Schengen Area.
- Personal Liability Coverage: If you accidentally cause damage to a person or property, insurance can cover your legal liability.
The countries in the Schengen Area are: Germany, Austria, Belgium, Denmark, Slovakia, Slovenia, Spain, Estonia, Finland, France, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Norway, the Netherlands, Poland, Portugal, Czech Republic, Sweden, and Switzerland.
The European Union countries that are not part of the Schengen Area are: Bulgaria, Croatia, Cyprus, Ireland, and Romania.
A Schengen visa insurance is mandatory when traveling to a Schengen country from a nation whose citizens require a visa. The insurance for the Schengen visa is obtained through insurers whose policies are valid in the countries of the Schengen Area.
If you are looking for a cheap Schengen insurance, we recommend Intermundial, which offers travel insurance starting from 17.34€.
Trip cancellation insurance not only protects your investment in case you need to cancel your trip for unexpected reasons, but it also offers peace of mind. Depending on the plan contracted, you might be reimbursed for:
- Airline tickets
- Hotel reservations
- Car rentals
- Excursion expenses
- Cruise tickets
Common causes for cancellation
Although each policy has its terms, generally accepted reasons for canceling a trip include:
- Health, serious illnesses or accidents, either of the beneficiary (Surgical intervention, Pregnancy, Positive for Covid-19) or a direct family member.
- Death of a close family member that makes the trip impossible or not advisable.
- Legal commitments such as unexpected judicial summons.
- Job dismissal.
Both Intermundial and IATI Insurance offer cancellation coverage in their travel insurance.
Most travel insurance covers medical expenses for COVID 19.
Both Intermundial and IATI Insurance offer COVID 19 coverage in their travel insurance.
IATI Escapadas is a travel insurance for road trips in Spain and Europe, covering theft inside any vehicle, replacement vehicle, and even a professional driver if necessary.
Now, if you have a camper, motorhome, or converted van, the ideal choice is IATI Camper. It is a special insurance for your vehicle, third-party or comprehensive, which also includes travel insurance for you (medical expenses, repatriation...), for your pet, and even for your luggage (covering even theft of sports or technological equipment), all year round.
Still comparing? Explore IATI coverage.
Review IATI’s specialist plans and choose the coverage that fits your next trip.
IATI: 5% off